“退休金能存到自己口袋的没有33块？”是使用 FontVibe AI 创作的火焰与烟雾文字效果。熊熊燃烧的火焰与烟雾特效，戏剧化的热浪和余烬光芒。

Real combustion physics: white-yellow inner core transitioning through orange and deep red to wispy blue-grey outer tips. Turbulent flame tongues surge upward with natural random motion. Dense dark smoke billows in heavy rolling columns, curling upward — charcoal and near-black with faint translucency at edges. Firelight self-illuminates from below with warm amber-orange cast. Dramatic upward rim from intense heat source underneath. Background: deep charcoal haze with faint ember glow — not pure black. Cinematic fire photography quality. LETTERFORM PRIORITY: when the chosen font carries its own treatment, that font's letterform shapes take priority and own the letters; this style governs the flame-and-smoke material, the combustion glow and the cast light. FALLBACK MATERIAL: if the font carries no material of its own, render the letters ablaze — a white-yellow core through orange to deep red flame tongues with dark rolling smoke and warm self-illumination from below. COLOR PRIORITY: keep the font's own colors if specified; otherwise the natural fire spectrum of amber, orange and deep red. Cinematic fire-and-smoke typographic key art for the exact Chinese text “退休金能存到自己口袋的没有33块？”. The full sentence dominates as one urgent statement, with strong scale contrast between the characters and a small field of drifting cinder fragments. If the supplied font has its own color or surface, preserve it beneath the combustion treatment; otherwise each character is built from active flame: white-yellow incandescent cores at the lower edges, dense amber and orange combustion across the strokes, deep red charred contours, and thin blue-grey flame tips tearing upward. Real heat distortion ripples through the air directly above the glowing character surfaces. Heavy charcoal smoke rolls from blackened edges in layered turbulent plumes, partially translucent where backlit by the fire. Background is deep charcoal haze rather than flat black, with a faint distant orange furnace glow, soot texture, scattered ash, and isolated ember sparks rising naturally. Warm underlighting throws an amber-orange cast onto the smoke while intense heat creates sharp upward rim illumination. Photoreal combustion physics, cinematic fire photography, high contrast, detailed ash residue, no cool lighting, no decorative objects competing with the Chinese text.